Tag: First 100K
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Story: My First Taste of Market Crash I’ll never forget my first real experience with a market crash. It was during the COVID-19 turmoil when investments across the board were tanking. My portfolio dropped by about -4% in a matter of weeks. I may not have been new to investing, and but like many beginners,…
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My Uni Days and the Card That Kept Pouring When I was a student, my debit card felt like a bottomless pit of possibility. One more drink? Swipe. Another round? Swipe. The problem, of course, was that there was no natural stop sign. Plastic doesn’t give you the same reality check that cash does. Eventually,…
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Story: How Small Fees Can Steal Big Growth Imagine starting your investment journey with nothing and deciding to contribute 500 per month. You feel proud, disciplined, and optimistic—you’re finally building your financial future. But there’s a silent thief at work: investment fees. Account fees and management fees might seem small at first glance, but they…
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Story: My First Investment Journey I remember my first investment like it was yesterday. I started with an actively managed fund — mostly because I didn’t know better. At the time, I was just happy to have taken the first step. Over the next few months, I realised that fees were eating into my returns,…
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From Funk to First Raise Back in the aftermath of the 2008–2009 crash, I landed my first proper job. Proper in name, at least. In reality, it was minimum wage, exhausting, and soul-sapping. The kind of role that makes you question whether you’re working to live or living to work. What dragged me down wasn’t…
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Story: September Milestone September ended on a high note: my portfolio reached 20.9K, up from 18.4K in August. That 20% milestone is more than just a number — it’s proof that the strategy works and that consistency truly pays off. I also invested 650 this month, seeing 1.85 growth, which reinforced that even in months…
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The Story – Taking the First Step I remember the first time I set up an automatic transfer to invest just 25. It felt daunting, almost terrifying. I had read the books, studied the theories, and listened to countless voices telling me why investing was essential. But when it came to actually choosing a fund,…
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Building the Next 100K: August August has been an exciting month for my journey toward the next 100K. As I review the numbers, I feel a mix of satisfaction and motivation — satisfaction because my balance is inching ever closer to 20K, and motivation because the path forward is clearer than ever. For anyone reading…
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It all started with a number on a piece of paper. No, not a lottery ticket, not a mysterious inheritance—just my payslip. But this particular number made me realise something important: I was being undervalued. And if I could fix that, it would be a direct boost to my journey toward my next 100K. Now,…
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How I Grew My Net Worth Over 7 Years — And Why Investing Is My Passion If you’ve ever watched your investment account drop and felt a wave of panic, I want you to know something important: your net worth is more than a number on a screen, and losing access to your investments doesn’t…