Tag: Money Management
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Most people think saving money means saying no to everything that makes life enjoyable—no dinners out, no coffees, no holidays. But here’s the truth: you don’t need to sweat the small stuff to hit your financial goals. The fastest way to build momentum towards your first 10K is to tackle the big expenses. Housing. Transport.…
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My Story – From Overcomplicated Budgets to Simple Control When I first started managing my money, I thought being “smart” meant being complicated. I tried the daily £20 cash envelope system, weekly allocations, even spreadsheets meticulously tracking every little penny. Spoiler: none of it lasted. The problem wasn’t discipline—it was overcomplication. Systems that required constant…