The Next 100K Blog – Because reading is awesome
This is where I track my journey to The Next 100K —and beyond. Think of it as a behind-the-scenes look at my financial decisions, strategies, and progress in real time, with actionable insights you can apply to your own journey.
Blog categories
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Wealth Is Made During Your First Market Crash
Story: My First Taste of Market Crash I’ll never forget my first real experience with a market crash. It was during the COVID-19 turmoil when investments across the board were tanking. My portfolio dropped by about -4% in a matter of weeks. I may not have been new…
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How Socialising Without Overspending Grows A Fortune
My Uni Days and the Card That Kept Pouring When I was a student, my debit card felt like a bottomless pit of possibility. One more drink? Swipe. Another round? Swipe. The problem, of course, was that there was no natural stop sign. Plastic doesn’t give you the…
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The Interesting Way That Investment Fees Quietly Rob Beginners
Story: How Small Fees Can Steal Big Growth Imagine starting your investment journey with nothing and deciding to contribute 500 per month. You feel proud, disciplined, and optimistic—you’re finally building your financial future. But there’s a silent thief at work: investment fees. Account fees and management fees might…
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Automating Investments: Building Wealth with Your First Investments
Story: My First Investment Journey I remember my first investment like it was yesterday. I started with an actively managed fund — mostly because I didn’t know better. At the time, I was just happy to have taken the first step. Over the next few months, I realised…
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How to Believe You Can Have Wealth
From Funk to First Raise Back in the aftermath of the 2008–2009 crash, I landed my first proper job. Proper in name, at least. In reality, it was minimum wage, exhausting, and soul-sapping. The kind of role that makes you question whether you’re working to live or living…
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First 100K: September Update – Strange Feeling of Being 20% There
Story: September Milestone September ended on a high note: my portfolio reached 20.9K, up from 18.4K in August. That 20% milestone is more than just a number — it’s proof that the strategy works and that consistency truly pays off. I also invested 650 this month, seeing 1.85…
