The Next 100K Blog – Because reading is awesome
This is where I track my journey to The Next 100K —and beyond. Think of it as a behind-the-scenes look at my financial decisions, strategies, and progress in real time, with actionable insights you can apply to your own journey.
Blog categories
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First 100K: September Update – Strange Feeling of Being 20% There
Story: September Milestone September ended on a high note: my portfolio reached 20.9K, up from 18.4K in August. That 20% milestone is more than just a number — it’s proof that the strategy works and that consistency truly pays off. I also invested 650 this month, seeing 1.85…
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How To Avoid Overspending Because You “Deserve It”
Story: The Start of Your 100K Journey Starting your investing journey is exciting. The first 10K is a milestone that feels significant — and rightly so. But it’s also where many people stumble, often without even realizing it. That nagging thought, “I’ve done so well, I deserve this”,…
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Big Cost Cutting While Still Enjoying Life
Most people think saving money means saying no to everything that makes life enjoyable—no dinners out, no coffees, no holidays. But here’s the truth: you don’t need to sweat the small stuff to hit your financial goals. The fastest way to build momentum towards your first 10K is…
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The Simplest Money Tracking Habit That Actually Works
My Story – From Overcomplicated Budgets to Simple Control When I first started managing my money, I thought being “smart” meant being complicated. I tried the daily £20 cash envelope system, weekly allocations, even spreadsheets meticulously tracking every little penny. Spoiler: none of it lasted. The problem wasn’t…
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First 1K First: The Essential Step to Real Wealth
The Story – Taking the First Step I remember the first time I set up an automatic transfer to invest just 25. It felt daunting, almost terrifying. I had read the books, studied the theories, and listened to countless voices telling me why investing was essential. But when…
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The First 100K: August Investment Progress and Lessons
Building the Next 100K: August August has been an exciting month for my journey toward the next 100K. As I review the numbers, I feel a mix of satisfaction and motivation — satisfaction because my balance is inching ever closer to 20K, and motivation because the path forward…
